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Check out Adriel’s Latest Results!

Most of the recent results are excellent, just short of magic!! I’ve had some very tuff items removed, including recent late payments, which always present a problem. As you can see from this particular report, 4 of the 6 items that I disputed were DELETED!! I …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

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What is the procedure for getting an expired judgement off of your credit in Texas?

Jan 

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Hi Jan,

Expired judgment? 

If the judgment appears on your credit report and doesn’t meet the requirements of FCRA 1681c(a)(2) then dispute its reporting with the offending CRA. 

I believe Texas has a ten year statute of limitations for …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

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Thank you very much for all your help I’ve gotten off your Blog these past few months.  I have a question and I hope you will be good enough to answer it.

I bought a home about a year and a half ago.  Because of the higher interest rate and the …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

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This one is involved. I am 59 and married, we had a income of 85,ooo until 3 years ago when I was sick, lost my job and have not been able to find a job. My husbands income is seasonal so we had to float his winter payments as well. …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

Check out FreeAnnualCreditReports.org for your Free Annual Credit Report!

Hey Gang, returning with another question after you guys so generously answered one a few months ago.  It really helped me and I thank you.  Here is my new question.

I had a terrible period 7 years ago in college where I was very poor and didn’t pay some credit cards …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

Check out FreeAnnualCreditReports.org for your Free Annual Credit Report!

How much does a tax lien or a bankruptcy lower your score?

Laura

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Hi Laura,

That’s not a simple answer.  For example, an individual with an 800 credit score would experience a much more significant drop than someone with a 500.  It’s going to vary depending on your present credit score, credit …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

Check out FreeAnnualCreditReports.org for your Free Annual Credit Report!

Hi Paul,

We currently have a horrible adjustable arm mortgage we were about to refinance when yesterday my husband has been laid off from his job.  Is ther any way to get the bank to lower the monthly payments (2,300)

PIP

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Hi PIP,

Yes, it is possible.  Watch our free thirty-minute seminar How …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

Check out FreeAnnualCreditReports.org for your Free Annual Credit Report!

Verizon is listed on my report as a charge off. The collection agency has the account now and is also reporting on all three. Even if the collection agency accepts my PFD how can I get Verizon to take theirs off?

David

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Hello David,

The question is somewhat vague, so I’ll answer …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

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I’m new to the site and appreciate all of the information.  After too many years of burying my head in the sand I am ready to take on the collection accounts and charge off’s that have dogged me. 

I have two questions for you. 

My wife and I sold our home in …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

Check out FreeAnnualCreditReports.org for your Free Annual Credit Report!

Great site! Has been lots of help to me in repairing my credit! Keep up the great work!

Anyhow…I have found literally dozens of errors on my credit reports. My question is this: Should I dispute ALL of the items from one bureau on a single dispute or ‘break up’ the …

Original article from: Broken Credit Blog — Let’s Talk About Free Credit Repair Mortgages

Check out FreeAnnualCreditReports.org for your Free Annual Credit Report!